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Tobacco Loan

FNB’s Tobacco Loan: Grow Your Business

If you are a tobacco farmer and wish to enlarge your business, FNB's Tobacco Loan can help you reach your goal.


Loan Characteristics
  • Loan amount: 1,000,000 LBP for each 100 square meter of Tobacco plantation up to 4,000,000 LBP (plus the possibility of larger amounts)
  • Loan currency: LBP
  • Repayment procedure: 1 installment at loan maturity
  • Repayment period: up to 12 months
  • Guarantees: Engagement letter authenticated by a public notary assigning the receivables from tobacco planting to FNB

Loan Benefits
  • No down payment
  • Quick approval

Loan Conditions
  • Applicant should be a Lebanese citizen
  • Applicant should have been employed for more than one year or self employed for more than two years
  • Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary (for employees) and 1/4 of the monthly income (for self employed and according to marital status)
  • Applicant’s minimum salary should be $600 for singles, $900 for married, and $1,500 for self employed
  • Applicant shouldn’t be retired when loan period ends

Required Documents
  • Permit from Regie mentioning area of plantation
  • Copy of passport or Identity Card
  • Statement of account for the last 6 months
  • Declaration of income for the last 2 years
  • Copy of the company’s commercial circular
  • Documents proving the place of work (certificate of Commercial Register,etc.)
  • Copy of syndicate membership card (if available)

How to Apply

If you are interested in FNB’s Tobacco Loan, you are welcome to visit any FNB branch or call our new Call Center on 1244.