Pre-pensioner & Pensioner Loans

If you are a public sector employee and wish to benefit from your end of service indemnity, FNB offers you the Pensioner and Pre-Pensioner Loans.

This loan aims to provide banking facilities to public sector employees up to 5 years prior to retirement.

• Applicant should be a Lebanese citizen
• Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary for individuals and married
• Applicant’s minimum salary should be $400 for individuals and $600 for married
• Applicant’s salary domiciliation at FNB
• Proxy assigned to FNB to settle the loan’s outstanding balance from end of service indemnity
• Applicant should have life insurance
• First degree mortgage for loans exceeding 50,000,000 LBP

This loan aims to offer banking facilities to retired public sector employees who receive monthly salary pensions.

• Loan amount: up to 5,000,000 LBP
• Loan currency: LBP
• Repayment period: up to 3 years

• Applicant’s age should be maximum 67 at loan maturity date
• Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary for individuals and married
• Applicant’s minimum salary should be $400 for individuals and $600 for married
• Applicant’s salary domiciliation at FNB with commitment not to transfer until loan maturity date
• Applicant should have life insurance
• Applicant should have spouse guarantee

For employees:

• Copy of passport or Identity Card
• Proof of income: a recent employment certificate confirming the date of employment, position held, salary, and NSSF number (if available) or certificate of salary with a copy of the last payroll slip
• Proof of residence: certificate of residence or copy of electricity or phone bill

For self-employed:

• Copy of passport or Identity Card
• Statement of account for the last 6 months
• Declaration of income for the last 2 years
• Copy of the company’s commercial circular
• Documents proving the place of work (certificate of Commercial Register,…)

If you are interested in FNB’s Pensioner and Pre-Pensioner Loans, you are welcome to visit any FNB branch or call our 24/7 Call Center on 04- 72 72 72.