Now is the time to make your dream a reality with FNB's Housing Loan. The only thing you need to worry about is when to move in.

• Loan amount: up to $250,000
• Repayment period: up to 15 years in USD
• Loan financing:
  - 80% of total amount for a finished apartment
  - 100% of total amount needed for renovation
  - 70% of total amount for a rented apartment

• Loan amount: up to 180 million LBP
• Loan currency: LBP
• Repayment period: up to 30 years

• Preferential low interest rates
• Flexible repayment period
• No registration fees, real estate mortgage, or contract stamp fees

• Applicant should be a Lebanese citizen
• Applicant should have been employed for more than one year or self employed for more than two years
• Applicant’s income should be between $400 and $2000
• Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary (for employees) & 1/4 of the monthly income (for self employed)
• Applicant’s minimum salary should be $600 for private sector employees, $400 for public sector employees, and $1500 for self employed
• Family income shouldn’t exceed 5,000,000 LBP
• Applicant shouldn’t be retired when loan period ends

Even if you don’t reside in Lebanon, you have the ability to purchase your dream home.

Loan Characteristics

• Loan amount: up to $250,000
• Repayment period: up to 15 years
• Loan financing: up to 70% for finished apartments

• Applicant should be a Lebanese citizen
• Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly fixed income
• Applicant shouldn’t be retired when loan period ends

• Loan amount: up to 500,000,000 LBP
• Loan currency: LBP
• Repayment period: between 7 and 15 years
• Grace period: between 6 months and 2 years
• Loan financing:
  - 80% for Lebanese residents
  - 50% for expatriates

• Applicant should have been employed for more than one year (for public and private sector employees) or more than two years (for self employed and expatriates)
• Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary (for public and private sector employees) and 1/4 of the monthly income (for self employed and expatriates)
• Applicant’s monthly salary should be $2,000 for public and private sector employees (singles or married), $2,750 for self employed (singles or married), and $3,000 for expatriates (singles or married)
• Applicant shouldn’t be retired when loan period ends

• Copy of passport or Identity Card
• Proof of income: a recent employment certificate confirming the date of employment, position held, salary, and NSSF number (if available) or certificate of salary with a copy of the last payroll slip
• Proof of residence: certificate of residence or copy of electricity or phone bill

• Copy of passport or Identity Card
• Statement of account for the last 6 months
• Declaration of income for the last 2 years
• Copy of the company’s commercial circular
• Documents proving the place of work (certificate of Commercial Register, etc.)
• Copy of syndicate membership card (if available)

If you are interested in any of FNB’s Housing Loan programs, you are welcome to visit any FNB branch or call our 24/7 Call Center on 04- 72 72 72.