Follow us on:

Visa Gold

Enjoy the finer side of life with a high spending line


  • Card Features:
    • Currency: USD
    • Type of Card: Credit
    • Limit: up to US$ 4,999
    • Monthly Interest Rate on POS purchases: 2.10% (APR 25.2%)
    • ​Monthly Interest Rate on ATM Cash withdrawals: 2.25% (APR 27%)
    • Grace Period (POS transactions): End of cycle (25 of each month) + 21 days 
    • Monthly Repayment: 10% of monthly balance with a minimum of US$ 50
    • Payment Due Date: between 26th and 15th of each month
    • Card Annual Fee: US$ 95
    • Supplementary Card Annual Fee: US$ 75
    • Card Replacement Fee: US$ 20
    • Card Reissue Fee: US$ 25
    • Pin Reissue Fee: US$ 5
    • Late Payment Fee: US$ 15
    • Foreign Exchange Transaction: 3.5%
    • Cash withdrawal fee from FNB ATM: 2.5% min US$ 3
    • Cash withdrawal fee from other ATM: 2.5% min US$ 5
    • ​Foreign Exchange Transaction Fee: 3.5%
    • Free SMS and E-statement
  • Card Benefits:
    • Emergency cardholder services
    • 3D secure for online payments
    • Contactless
    • Chip and Pin service on POS machines
    • FNB Rewards Program: 1 point for each US$ 1 spent (or its equivalent in other currency)
  • Eligibility Criteria
    The applicant should:
    • Be a Lebanese National citizen
    • Be aged between 21 and 64
    • Have a stable income, employed or self-employed (minimum 1 year work for employee and 2 years in the same field for self-employed )
    • Have an income between US$ 1,000 and US$ 2,500 (or C/V) 
    • Have a monthly payment not to exceed 33% of the monthly income for employee and self-employed
  • Required Documents
    • Personal Documents:
      • Application form
      • Copy of National ID or valid passport
      • Proof of residence (Mayor certificate, electricity, or landline telephone bill)
      • For employees: Authenticated salary certificate confirming date of employment,position held and salary
    • For self-employed :
      • In house balance sheet, or client and supplier invoices
      • Statement of account for the last 6 months
      • Tax declaration (if applicable)
      • Commercial circular (if applicable)


        Download Key Fact Statement
    •  

    ​​​​​​Customer Support

    ​​​