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Hassadi Retirement Plan with FNB Lebanon.

Bancassurance

Hassadi – Retirement Plan

​​​​​​​​Have you been thinking about planning ahead?

If you want to finally take that vacation to a tropical paradise or just enjoy the tranquility of your golden years, then Hassadi plan is for you. In collaboration with Allianz SNA S.A.L., Hassadi guarantees the stability you need to spend your latter days in comfort.

  • The Insurance Covers
    • The sum insured is paid in case of natural or accidental death
    • The sum insured is paid in case of natural or accidental total permanent disability (optional)
  • Particularities and advantages of the plan
    • The possibility to save the required retirement amount through monthly payments automatically withdrawn from your bank account with no extra charge
    • The option to protect the insured amount and the investment amounts from inflation with an increasing variation rate of 1% to 10%
    • Minimum rate of return on investment at the date of issue, for the accuumulated amount of 3.5% * annually guaranteed by Allianz SNA s.a.l. subject to the prevailing taxes (currently at 10%) 
    • Profit from extra return on investment according to the dividends rate declared every year by Allianz SNA s.a.l.
  • Conditions
    • You should be a client at First National Bank s.a.l.
    • Your age should be between 18 and 55 years old
    • Monthly Premium starting as of US$ 25
    • The plan is subject to the deduction of a referral fee in favor of First National Bank s.a.l. 
  • Illustrative Table
    Figures are based on a monthly premium of US$ 50  with an annual variation rate of 3%

    Age of InsuredTotal Paid Premiums USDSum Insured USDRetirement amount at age 65**  USD
    3.5% minimum guaranteed annual return on Investment*7% annual return on Investment
    2545,43230,00075,864160,726
    3036,44425,00056,341107,837
    3528,69220,00040,89470,780
    4022,08815,00028,81445,164
    4516,23610,00019,59327,844
    5011,2445,00012,61816,323

    * In case of any increase or decrease of the minimum guaranteed rate, it shall only affect allocations generated from future premiums paid after the date of such change. Therefore the above investment amounts might change accordingly.
    ** The Retirement Amount can be either paid as a lump sum, or spread over 10 annuities starting from the age of 65 which increases its total value. ​

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